How to Pay For Therapy Without Breaking the Bank – and Why Fall is the Best Time For A Therapy Plan
October 24, 2019 at 6:34 PM
Most of my customers tell me at some point in our journey that therapy is work!!! I agree… it is not easy to work on healing your relationships and issues. Many therapists have gone to their own therapist as required by our ethics code, so we completely understand that psychotherapy can be emotionally tiring and mentally difficult for some people. It can be challenging to find extra money to pay for psychotherapy for a process that requires work and emotional discomfort!
However, the Fall is a good time to get in some sessions before the end of 2019 while your costs are lower. Remember, if you have a deductible – that will likely start over on January 1, 2020!
Also, I urge you to remember that therapy is temporary for most people, so you may want to look at if there is a place in your budget where you can cut back for 2-4 months to be able to afford to get the emotional support and help that you need.
In addition, here are some other ways to pay for therapy services
1) If you have a FSA or HSA Card with funds, remember that you can use those funds to cover therapy services.
2) We have helped many people to make progress towards treatment goals even when they can only budget in the cost of one or two appointments per month. If you tell us what your price point is, then we can discuss what your options are.
3) At our office, we have two interns who will see clients on a sliding fee scale for a lower cost. I still supervise the interns, so you still have the benefit of my expertise at a much lower cost!
4) After your first session, ask your therapist for a treatment plan with goals for each session. For many people on a budget, it can help to know that after you have completed four sessions and paid X amount of Dollars certain goals and interventions will have been addressed. We find that when people know what to expect from therapy sessions, they can do a better cost and benefit analysis.
5) Be sure to tell your therapist what your priority goals are, and start with those first. That way, even if you have to take a break from therapy for financial reasons you will have resolved most of your concerns.
To get more information about how you can make therapy sessions a priority without breaking the bank, please Reach Out to one of our Relationship Repair Associates right away!